Business Services > Legal Services, Title Resolution and Collateral Recovery

PMH Financial offers MH communities, dealers, banks and financial institutions a complete and comprehensive outsource server center for their manufactured housing assets. PMH Financial has built a nationwide network of specialized contractors, attorneys, MH dealers, realtors, and MH valuation experts so we can offer our clients an end to end solution for their manufactured housing needs. We offer a full spectrum of services, all designed to create value for your portfolio.

Legal Services

  • Occupancy verification
  • Initiate borrower contact - Obtain financials and identify intentions, curative resolution
    or voluntary surrender of home.
  • Certified NOD/RTC (Notice of Default / Right to Cure)
  • Piggyback on MCH writ to vacate
  • Replevin (nationwide attorney network, negotiated fee structures, timeline tracking)
  • Coordinate sheriff assisted lock-outs
  • Re-key, secure and winterize
  • Property inspections, repair check list with photos
  • File application and obtain repo title

Title Resolution

  • Transfer the Certificate of Title (chattel or land/home)
  • Confirmation of collateral location and current lien status
  • Cancellation of title to real estate

Collateral Recovery – Repo Disposition

  • Initial inspection of home (within 24 hours)
  • Re-keying, securing, winterization and trash/debris removal
  • Eviction coordination and relocation assistance (cash for keys)
  • Provide compressive NADA valuation
  • Obtain chattel appraisal (if required)
  • Prepare and submit marketing strategy/plan (Wholesale v. Retail)
  • Proactive Asset Marketing - Online listings (aggregator technology – 8 different sites), local advertising, and online auctions
  • Offer negotiation and management
  • Contract review and closing coordination
  • Constant monitoring & supervision of all aspects of the repo process
  • Expense Management - Payment of utility and property level expenses; submission of reimbursement documentation; scanned invoices, pictures and check copies
  • Innovative web-based asset tracking and reporting systems

 

 

 

© 2007 PMH Financial. All Rights Reserved. All other trademarks belong to their respective owners.