Business Services > Note/Portfolio
Acquisitions
Chattel or Land Home
Portfolio Sales
If you are a mobile home community owner, retailer,
or investor looking to sell or value your private, seller originated
mobile
home note portfolio, PMH Financial has a variety of programs to
provide you with the liquidity you desire. PMH Financial represents
a Principal Investor in mobile/manufactured home receivables. We
buy both prime and sub prime portfolios, from $250,000 and up.
We buy nationwide, chattel or land home, community, or private
land.
Pricing/Valuation Process
It's simple to value your portfolio through
PMH Financial. Just open and save the attached Excel® template,
fill it out, or easier still, copy and paste the information from
your servicing
files, then e-mail the completed file to notes@pmhfinancial.com
. As you will see on the template, the following information is
required.
- Borrower name.
- Credit Score.
- Collateral address and park name, if any.
- Model year.
- Collateral dimensions. ( Length and Width)
- Original and current
balances.
- Sales price and down payment.
- First, paid to, and next payment
dates.
- Original term of note.
(In months).
- Maturity date and dated date
of note.
- Monthly principal in interest
payment amount.
- Note interest rate.
- Payment history. (Times late 30, 60, and 90
days)
Quick Pricing/Valuation
Process
If you know your portfolios average coupon, model
age, equity, and maturity, and would like only an estimate
of its value, call
us at (303) 815-7497, (303) 962-3535 or e-mail us the information
at notes@pmhfinancial.com. Please include your name and contact
phone number. We will usually respond within 24 hours.
Single Note Sales (Flow Note Sales)
A "Flow Note" relationship
with PMH Financial supplies you with a pricing matrix and
underwriting parameters, providing
you the knowledge and opportunity to know exactly what PMH
Financial will pay for each and every note your create! Keep
it, or sell
it to us, it's your choice! This flexibility will provide
you an advantage over you competition, and it will allow
you the time
and financial freedom to focus on your core business strengths.
We are the financial partner you are looking for to keep
your communities full, or your sales levels growing.
General Note Parameters
Note cannot exceed 40 years from
the manufacture date of the underlying collateral.
Collateral no older than the 1976 model year.
Maximum term of note cannot exceed 15 years.
